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What have you got to say about the topic of: "Boat Insurance - Favorite Companies?". Here's how is started: "I should need to insure my little Maritime in a few weeks. I'm presently using "

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Old 01-25-2008, 08:36 PM   #1
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Boat Insurance - Favorite Companies?

I should need to insure my little Maritime in a few weeks. I'm presently using BoatUS they are OK but I have not shopped around in a few years. Any favorites -cost/coverage/quality? Jack
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Old 01-26-2008, 08:00 AM   #2
 
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I use BoatUS. Just make sure you're getting quotes on exactly what you have/want now.
Some guys will quote and you'll find out it's not insured year-round but only 8 or 9 months.
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Old 01-26-2008, 10:29 AM   #3
 
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A word to the wise- stay far away from St. Paul's Fire & Marine (TRAVELERS) as you can as they'll play more games on legitimate claims than most baseball teams do in a season.
I got the royal run-around and finally was told that hull damage (ran over chained tires- bumpers off a barge)- was 'normal wear and tear'.
Understand.. I'd never put a claim in during 25 years of chartering.. had six witnesses/cutomers (never interviewed) and had a claims adjuster who was looking for his bonus.
$28,000. dollars of damage resulted and I was told that IF I had the work done (out of my pocket) that they'd 'consider' reinsuring me.
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